binTest                 Checking the performance of the bins created on
                        test data
createBins              Add binned variables to data
forceDecrTrend          Force a numerical variable to follow a
                        monotonically decreasing trend
forceIncrTrend          Force a numerical variable to follow a
                        monotonically increasing trend
getBins                 Bins variables to be used in logistic
                        regression
loanData                Simulated default data of 100 customers
manualSplit             Split a variable based on specified cuts
naCombine               Combine NA bins
